Sage Pay secure payment gateway

What is Sage Pay?
Sage Pay is one of the most secure payment solutions providers in the world and It provides a range of servics allowing us to process payments online, over the phone, through mail order and via card machines which makes easy and safe to customer to pay and It started its operations in 2001. Part of the Sage Group, they are a highly trusted name in business and they are approved by all the major acquiring banks in the world. It allows 3D secure authentication at the time of transaction to provide high level of security and safe payment.

Features:

• Business Insights 
• Fraud Prevention
• Wide range of Payments
• Invoice Payments
• Phone Payments
• Face to Face Payments
• Online Payments
• Card Machines
• Mobile Card Machines

3D Secure in Sage Pay:

3D Secure is a security protocol that is used to provide an additional layer of security for online credit card and debit card transactions. The advantages of 3D Secure is that it Fraud Prevention. It also allow the Customers to create a password and assign to their card that is verified by the sage pay and whenever a transaction is processed through a site that supports the use of the scheme. The password protection allows extra security on transactions that are processed online.

How the Sage Pay works:

The working principle of Sage Pay uses a server integration method between merchants and customers. When a payment is executed, a transaction log is forwarded to Sage Pay systems, which then reroute customers for recognition. When the platform has verified that the details are correct then it authorizes the merchant and the appropriate card-provider. After receiving a response to this authorization, Sage Pay indicates the status of the transaction, which can be given below:

• Transaction Accepted
• Transaction Rejected
• Invalid Details

This is followed by sage Pay and aimed at preventing fraud transactions and security breaches before the payment is completed. The main thing is that Sage Pay performs these procedures quickly.

MySage Pay Account:

SagePay is your own cloud based administration area that allows you to manage your Sage Pay account without needing your own management software. You are able to view all of your transactions details, create and define reports, search for customer transactions, process phone based orders, and much more. Every account with Sage Pay has two environment of MySagePay available to them, a Test and a Live environment. Both the Test and Live functionality looks and works in a similar way.

Logging into MySagePay:

The administration log in details for Test MySagePay and Live MySagePay are very similar. Be sure to log in the correct environment. The first thing you will need to keep in your mind before you can use your MySagePay is to log in.

• If you are first time logging into your Account then you will need to use the main administrative credentials that were provided by Sage Pay. 
• Login details include a Vendor name, and an administrative password. If you do not have access to your administrative password e-mail with your vendor name and we will re-send the details through to you.
• You will need your Vendor Name to hand when logging in as your Vendor Name needs to be entered in both the Vendor Name AND User Name boxes.
• If you are logging in as your own User details then the vendor name will be your Sage Pay vendor name, and your Username and Password will be the details you created.

The URLs that you will need to open MySagePay page are :

• TEST environment Link:-https://testportal.sagepay.com/mysagepay/login.msp
• LIVE environment Link:-https://portal.sagepay.com/mysagepay/login.msp

After reaching the login page you will be able to enter your details and login to your account. 

After Loged in :

After logged into your MySagePay admin panel you will be see number of tabs  the top of the page that will help you to manage your account and check your transaction details. If you are logged into your MySagePay as the administrative user you will only be able to access the “Settings” tab on the page like enable and disable  3D secure and many more functions. if you want to access the another tabs in your MySagePay account you will need to be logged into the account as a user you have created.

Sage Pay is Europe leading independent payment service provider with high level of security and is one of the most trusted payment Gateway.Every year, Sage Pay processes billions of pounds in secure payments for its 50,000 customers, making accepting payments online, over the phone, or in person easier, faster, safer, and more profitable for companies. I understand that when you want to buy Payment Gateway, you should look not only at how professionals rate it in their evaluations, but also whether or not real individuals and businesses who buy it are satisfied with the product.